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Buying a Home

Posted by admin on May 28, 2014
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There’s no perfect home, but some homes are more ideal for your householdthan others. When you look for your next home, carefully consider these four criteria –price, features, location and condition. The closer you get to meeting all four criteria, the better your chances are of making a good buy.Price In any market, price has to come first. To determine what you can comfortably afford, talk to your real estate professional. He or she can recommend a lender who will prequalify you for a purchase loan. When you know how much you can spend, it will be easier to shop for homes within your price range. With luck, one will stand out. Features The size of your household and your activities determine the features you want in your next home. The number of bedrooms, baths and living areas are a matter of comfort and convenience. You may want an extra bedroom for guests or a second master suite for parents. If you work a lot at home, you’ll want a private home office or a computer nook. You may want a playroom for the kids, a separate laundry area, and fenced yard and covered patio for entertaining. An eat-in kitchen may be more important to you than a formal dining room. You may want an outdoor kitchen or at least an entertainment area. Think about your daily life from morning to bedtime, and how your next home can make these activities more pleasant. This should be your “must-have” list, and will help you look at homes more objectively. Location Some areas will always be more expensive to live in than others. Neighborhoods that are well-kept tend to maintain higher home valuesHomes that are close to jobs, schools and shopping centers tend to sell for more money than homes without as much infrastructure. What is the best home you can find in the area where you want to live? If these homes are out of your range, you can compromise — buy a smaller home or a home that needs lots of work in the best neighborhood you can afford. ConditionCondition refers to the state of repair. Does the home have curb appeal? Is it updated and well-maintained, or does it need extensive and expensive remodeling? Carefully consider any deferred maintenance, such as a roof that may need to be replaced in only a few years. Consider the design and functionality — is the kitchen too small and would you be able to afford to remodel it? Look closely at repairs, cleanliness and traffic flow. The one advantage of buying a home that needs updates and repairs is that these homes cost less than updated homes in the same neighborhood. Be prepared to compromise. Don’t frustrate yourself or your family looking for perfection. Sometimes the home of your dreams doesn’t have every feature on your checklist, or it may be a little further away than your favorite neighborhood, but you’ll be happy if it has most of criteria you want at the price you can afford.

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